“I am a mortgage and loan professional for more than 15 years, with additional training and certification in finance and money management, giving me the knowledge and experience to help you through the loan process.  My goal is to always have the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly and you can take possession of your new property. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. I will help you consider all your options so you can concentrate on making the best decision for your needs.”